Cooperatives provides you comfortable, High-Quality living at a reasonable cost.


Pride of the fox Community

An Accessible and lasting tool for home ownership.

Cooperatives are a natural vehicle for social and civic organizing.  They encourage neighbors to become acquainted and form mutually beneficial living communities forming clubs, childcare, and as a group, have the power to influence the school board and city.  Studies have shown that higher levels of civic and community participation and lower levels of crime correlated with housing cooperatives in neighborhoods.


Best Kept Secret

Anyone who knows housing co-ops will tell you that they are much more than bricks-and-mortar or a roof over your head. Co-ops are people who form a close bond of association and work together to provide safe, secure, and affordable homes for their members.

You have joined with other residents in providing for each other the best possible living situation, with the benefits of Joint ownership and democratic living in a cooperative

Community Control

As mutual owners, member residents participate in the decision-making process at various levels. Tenants usually do not have the opportunity to exercise responsibility. Members own the cooperative together and have the security of remaining in their homes. For as long as they wish, as long as they meet their monthly obligations and abide by the co-op bylaws, rules, and regulations.

Building Community

Co-ops are communities within larger communities. Members share common goals and a sense of identity and pride from working together. Co-ops make good neighbors and can revitalize decaying neighborhoods: many set up recreational, social, educational, and mutual-help programs.

Co-ops accommodate all kinds of people. In some, units are reserved for householders with special needs. Coops are often just the right combination of security and affordability for seniors and many families.

Community of Members

Cumberland Green Cooperative has everything a person could want in a home, including a lifestyle appreciated by the savvy resident-owners. As community members help one another and share, neighborly get-togethers become everyday occurrences.

Co-ops provide a natural base for service and activity desired by their members.

Cooperative Principals

There are three principles and their accompanying descriptions as being widely recognized and practiced for cooperatives:

The user benefits principle

Members unite in a cooperative to get adequate housing in quality and location and does not cost so much that it prohibits its occupants from meeting other basic living costs or threatens their enjoyment of fundamental human rights.

The user owner principle

The people who use a cooperative own it. As they hold the assets, the members must provide financing through caring fees to keep the collective in business.

The user control principle

As owners, a cooperative’s members control its activities. This control is exercised through voting at annual and other membership meetings and indirectly through those members elected to the board of directors. Members, in most instances, have one vote regardless of the amount of equity they own.


St. Charles pride of the fox valley

Past treasures abound along the banks of the Fox River, where St. Charles is identified as the quiet valley. From the first log cabin built in 1834 to the mixture of today’s national historical landmarks, quaint shops, and the booming industry it enjoys today, St. Charles has embraced its past with an eye toward its future, truly making it the Pride of the Fox.

Historic Landmarks

Historic national landmarks represent the unique legacy that defines the city’s historic center. Built in 1928, the Hotel Baker, in Spanish-Baroque style, was fully restored in 1998 and now operates as a luxury hotel and fine restaurant. The Arcada Theater, built in the Venetian-Spanish style, remains one of the few grand movie palaces, with its original décor and magnificent organ ascending from the orchestra pit. The Primrose Farmstead consists of a barn, silo, milkhouse, chicken coop, privy, several other outbuildings, the original farmhouse, and Italianate Style L-plan built-in 1860. Managed and maintained by the St. Charles Park District, it is an intact example of a farmstead that experienced many agricultural transitions during the twentieth century. The Municipal Building‘s glistening White Georgian marble and clock tower overlook the beautiful riverwalk along the Fox River. Area museums include the St. Charles Heritage Center Museum, Dunham-Hunt Museum, Garfield Farm Museum, Durant-Peterson House, Pioneer Sholes School, and William Beith House. The St. Charles Heritage Center works tirelessly to preserve the history and charming atmosphere of downtown St. Charles.

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